Modern Banking Made Possible with BDO Pay


Modern Banking Made Possible with BDO Pay. In a world where ‘online’ is the preferred mode of ‘everything’, people have made the full swerve to digitalization. Long lines, waiting, and lengthy processes are slowly becoming a thing of the past. We’re on our way to a ‘one tap, one transaction’ world. And with digital banking, it’s already there.

If there’s an app, there’s a way.

Mobile applications have tremendously eased our way of life. Everything can be accessed via app – social media, shopping and entertainment, news, and of course, online banking. BDO, one of the forerunner banks in the country, continues to find ways to provide better quality service to its customers. And when it comes to bank transfers, online and offline purchases, payments, online banking is the preferred choice. Here, BDO introduces its service, BDO Pay.

The BDO Pay app allows transfers straight from the user’s BDO account. Simply scan QR code to pay in stores and restaurants – as well as pay bills, send money, even request money, and split the bill.

Here are its features:

  • Send money to other banks and mobile wallets.
  • Send money for free to BDO accounts.
  • Pay bills without enrolling billers.
  • Go cashless online or in-store.
  • Split bills and request your friends’ share in one tap.
  • Request money like a pro.

The BDO Promise

On the BDO website, it is said that BDO is a full-service universal bank in the Philippines providing a complete array of industry-leading products and services including Lending (corporate and consumer), Deposit-taking, Foreign Exchange, Brokering, Trust and Investments, Credit Cards, Retail Cash Cards, Corporate Cash Management and Remittances in the Philippines. Through its local subsidiaries, the Bank offers Investment Banking, Private Banking, Leasing and Finance, Rural Banking, Life Insurance, Insurance Brokerage and Online and Non-Online Brokerage services.

BDO’s institutional strengths and value-added products and services hold the key to its successful business relationships with customers. On the front line, its branches remain at the forefront of setting high standards as a sales and service-oriented, customer-focused force. The Bank has the largest distribution network with over 1,500 operating branches and offices, and more than 4,400 ATMs nationwide. BDO has 16 international offices (including full-service branches in Hong Kong and Singapore) spread across Asia, Europe, North America, and the Middle East.

BDO’s core values include the following:

  • Commitment to Customers
  • Commitment to a Dynamic and Efficient Organization
  • Commitment to Employees
  • Commitment to Shareholders

BDO Pay VS BDO Online Banking

BDO Pay allows you to make convenient payments for your daily needs. Scan to pay for groceries request money for essentials, Split bills with friends, and more. Meanwhile, BDO Online Banking helps you manage all your accounts, including loans, time deposits, and cash cards. This is also what you use to request checkbooks and invest online if you log in through a web browser.

Who can sign up? BDO Pay Account, Savings Account, and Checking Accountholders, as well as Credit Card principal cardholders, can sign up for the app. First, make sure you’ve already signed up for BDO Online Banking, after which you can sign up for the app with your Online Banking username and password.

Sign Up for BDO Pay

If you already have Digital Banking:

  • Download BDO Pay app from Google Play Store, App Store, or Huawei AppGallery.
  • Open and sign up with your BDO Online Banking username and password.
  • Choose which BDO accounts you want to link to the app, then choose your default account.
  • Enter a 6-digit PIN or use your device biometrics to log in and confirm transactions.
  • Log in and start the app.

If you are an existing BDO customer without Digital Banking:

  • Visit > Online Banking Login > Not yet enrolled? Enroll Now!
  • After one banking day, download the BDO Pay app and sign up
  • Choose which BDO accounts you want to link to the app, then choose your default account.
  • Enter a 6-digit PIN or use your device biometrics to log in and confirm transactions.
  • Log in and start using the app.

If you do not have a BDO Account yet:

  • Download the app from Google Play Store, App Store, or Huawei AppGallery
  • Open the app and choose I’m new to BDO.
  • Tap Start Application and fill out the application form.
  • Once your application has been approved, open the app again.
  • Choose I have an Online Banking account
  • Sign up and go through the set-up steps.

Securing Your Account

  • Never share your username, password, and 6-digit PIN.
  • Never give your Credit Card number and expiry date, CVV, and OTP.
  • Only Scan to Pay or upload QRs from people you know.
  • Keep your list of devices updated. Delete the devices you no longer use.
  • Check your transaction history regularly
  • Call the Contact Center at (02) 8631-8000 if you notice unrecognized transactions.
  • If you use your account to receive payments, don’t trust screenshots.

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